MORTGAGE
FORECLOSURE SALE
Default having being made in the payment of the indebtedness secured by that certain mortgage dated December 31, 2003 executed by Jamie Chaney, a single man Jodie Lee Wear, a single woman, in favor of Mortgage Electronic Registration Systems, Inc., solely as a nominee for National Bank of Arkansas in North Little Rock, said Mortgage being recorded January 2, 2004, in Book 2004, Page 121, in the Office of the Judge of Probate of Lauderdale County, Alabama; having later been assigned to U.S. Bank Trust National Association not in its individual capacity but solely as owner trustee for RCAF Acquisition Trust by instrument recorded in Book 2024, Page 3982, in the Office of the Judge of Probate of Lauderdale County, Alabama. Said default continues and notice is hereby given that the undersigned, U.S. Bank Trust National Association not in its individual capacity but solely as owner trustee for RCAF Acquisition Trust, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash at the main entrance to the County Courthouse, Lauderdale County, Alabama on 08/08/2025, during the legal hours of sale, the following described real estate situated in Lauderdale County, Alabama, to-wit:
Lots 4 and 5 in BLUFF VIEW SHORES ADDITION THREE, in Lauderdale County, Alabama, according to the plat thereof recorded in the Office of the Judge of Probate of said County in Plat Book 4, Page 125. LESS AND EXCEPT THEREFROM that part of Lot 5 conveyed to Cleveland J. Everett and wife, Allene M. Everett, by deed dated June 29, 1999, and recorded on Fiche 99-410, Frame 04, and more particularly described as follows: Beginning at the Southwest corner of Lot 5; run thence North 30 degrees 00 minutes East for 68 feet; run thence South 61 degrees 12 minutes 10 seconds East for 150.25 feet; run thence South 54 degrees 23 minutes 50 seconds East for 25 feet; run thence South 57 degrees 30 minutes 10 seconds East for 86.62 feet to a point on the bank of Shoals Creek (passing over a capped re-bar set at 82.92 feet); run thence Southwesterly along said bank for 65 feet, more or less; run thence North 60 degrees 01 minute 20 seconds West for 257.94 feet (passing over a Mullins capped re-bar at 1.1 feet, more or less), to the point of beginning.
For informational purposes only, the property address is: 1331 County Road 316, Florence, AL 35634. Any property address provided is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.
THIS PROPERTY WILL BE SOLD ON AN “AS-IS, WHERE-IS” BASIS, SUBJECT TO ANY EASEMENTS, ENCUMBRANCES, AND EXCEPTIONS REFLECTED IN THE MORTGAGE AND THOSE CONTAINED IN THE RECORDS OF THE OFFICE OF THE JUDGE OF PROBATE OF THE COUNTY WHERE THE ABOVE-DESCRIBED PROPERTY IS SITUATED. THIS PROPERTY WILL BE SOLD WITHOUT WARRANTY OR RECOURSE, EXPRESS OR IMPLIED AS TO TITLE, USE AND/OR ENJOYMENT AND WILL BE SOLD SUBJECT TO THE RIGHT OF REDEMPTION OF ALL PARTIES ENTITLED THERETO.
Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process.
This sale is made for the purpose of paying the indebtedness secured by mortgage as well as the expenses of foreclosure, including a reasonable attorney’s fees and other purposes set out in said mortgage.
U.S. Bank Trust National Association not in its individual capacity but solely as owner trustee for RCAF Acquisition Trust
Paul K. Lavelle, Esq.
Attorney for Mortgagee
Spina, & Lavelle, P.C.
One Perimeter Park
South-Suite 400N
Birmingham, AL 35243
(205) 298-1800
37-FC-25-01265
6/28, 7/5, 7/12 2025
ADID653285