MORTGAGE FORECLOSURE SALE
Default having being made in the payment of the indebtedness secured by that certain mortgage dated April 29, 2009 executed by John W. Morgan and Toni H. Morgan husband and wife , in favor of Vanderbilt Mortgage and Finance, Inc., said Mortgage being recorded June 1, 2009, in Mort Bk. 736, Page 258, in the Office of the Judge of Probate of Lawrence County, Alabama; having later been assigned to by instrument recorded in , in the Office of the Judge of Probate of Lawrence County, Alabama. Said default continues and notice is hereby given that the undersigned, Vanderbilt Mortgage and Finance, Inc., under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash at the main entrance to the County Courthouse, Lawrence County, Alabama on 01/09/2025, during the legal hours of sale, the following described real estate situated in Lawrence County, Alabama, to-wit:
All that part of the North Half of the Southwest Quarter of the Southwest Quarter of Section 16, Township 4 South, Range 6 West of the Huntsville Meridian, Lawrence County, Alabama. More particularly described as commencing at the Southwest corner of the North half of the Southwest Quarter of the Southwest Quarter of said Section 16, said point being T. V. A. Monument Number 12; thence North 00 degrees 00 minutes 00 seconds East, 210.00 feet; thence South 87 degrees 49 minutes 32 seconds East, 210.00 feet to the point of beginning said point being a capped tacon iron point set; thence from point of beginning North 00 degrees 00 minutes 00 seconds West, 210.00 feet to a capped tacon iron pin set; thence South 87 degrees 49 minutes 32 seconds East, 235.00 feet to a capped tacon iron pin set; thence South 00 degrees 00 minutes 00 seconds West, 210.00 feet to a capped tacon iron pin set; thence North 87 degrees 49 minutes 32 seconds West, 235.00 feet to the point of beginning.
Also, a 25 foot ingress and egress easement described as follows:
All that part of the North Half of the Southwest Quarter of the Southwest Quarter of Section 16, Township 4 South, Range 6 West of the Huntsville Meridian, Lawrence County, Alabama, more particularly described as commencing at the Southwest corner of the North half of the Southwest Quarter of the Southwest Quarter of said Section 16, said point being T. V. A. Monument Number 12; thence North 00 degrees 00 minutes 00 seconds East, 210.00 feet; thence South 87 degrees 49 minutes 32 seconds East, 210.00 feet to the point of beginning said point being a capped tacon iron point set; thence from point of beginning continue South 87 degrees 49 minutes 32 seconds East, 25.00 feet; thence South 00 degrees 00 minutes 00 seconds West, 210.00 feet to a point in County Road Number 441; thence with said road North 87 degrees 49 minutes 32 seconds West, 25.00 feet; thence leaving said road North 00 degrees 00 minutes 00 seconds West, to the point of beginning.
Also subject to a 25 foot easement for ingress and egress more particularly described as follows:
All that part of the North Half of the Southwest Quarter of the Southwest Quarter of Section 16, Township 4 South, Range 6 West of the Huntsville Meridian, Lawrence County, Alabama, more particularly described as commencing at the Southwest corner of the North half of the Southwest Quarter of the Southwest Quarter. of said Section 16, said point being T. V. A. Monument Number 12; thence North 00 degrees 00 minutes 00 seconds East, 210.00 feet; thence South 87 degrees 49 minutes 32 seconds East, 210.00 feet to the point of beginning said point being a capped tacon iron point set; thence from point of beginning North 00 degrees 00 minutes 00 seconds East, 40.00 feet; thence South 87 degrees 49 minutes 32 seconds East, 25.00 feet; thence South 00 degrees 00 minutes 00 seconds West, 40.00 feet; thence North 87 degrees 49 minutes 32 seconds West, 25.00 feet to the point of beginning, to include: 2009 Southern Homes SS Series manufactured home, serial no. DSDAL54317A & DSDAL54317B.
For informational purposes only, the property address is: 900 County Road 441, Hillsboro, AL 35643. Any property address provided is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.
THIS PROPERTY WILL BE SOLD ON AN “AS-IS, WHERE-IS” BASIS, SUBJECT TO ANY EASEMENTS, ENCUMBRANCES, AND EXCEPTIONS REFLECTED IN THE MORTGAGE AND THOSE CONTAINED IN THE RECORDS OF THE OFFICE OF THE JUDGE OF PROBATE OF THE COUNTY WHERE THE ABOVE-DESCRIBED PROPERTY IS SITUATED. THIS PROPERTY WILL BE SOLD WITHOUT WARRANTY OR RECOURSE, EXPRESS OR IMPLIED AS TO TITLE, USE AND/OR ENJOYMENT AND WILL BE SOLD SUBJECT TO THE RIGHT OF REDEMPTION OF ALL PARTIES ENTITLED THERETO.
Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process.
This sale is made for the purpose of paying the indebtedness secured by mortgage as well as the expenses of foreclosure, including a reasonable attorney’s fees and other purposes set out in said mortgage.
Vanderbilt Mortgage and Finance, Inc.
Paul K. Lavelle, Esq.
Attorney for Mortgagee
Spina, & Lavelle, P.C.
One Perimeter Park South-Suite 400N
Birmingham, Alabama 35243
(205) 298-1800
45-FC-24-01241
Publication dates: November 28, 2024, December 5, 2024, and December 12, 2024
48-3
ADID 623912