NOTICE OF FORECLOSURE SALE
Default having been made in the payment of the indebtedness secured by that certain mortgage executed by Mable B. Smith, a widow, to United States of America acting through the Farmers Home Administration, United States Department of Agriculture, on December 1, 1993, said mortgage being recorded in the Office of the Judge of Probate of Lawrence County, Alabama, on December 1, 1993 at Book 554, at Page 698. United States of America, acting through the Rural Housing Service, United States Department of Agriculture, the current holder, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash, in front of the main entrance of the Lawrence County Courthouse, in Moulton, Alabama, on February 13, 2025, during the legal hours of sale, the following described real estate, situated in Lawrence County, Alabama, to-wit:
A tract of land containing 1.0 acre, lying in the NW 1/4 of the SE 1/4 of Section 32, Township 7 South, Range 6 West, Lawrence County, Alabama, and being more particularly described as follows: Beginning at the southeast corner of said Section 32 and thence S89ý39ý W along the south line of said Section 32, 1177.0 feet to the center of Flint Creek Road, which is also known as Chenault Road; thence N18ý04ý W along the center of said road, 689.00 feet; thence northeasterly along said center of road as it curves, 630 feet and having a chord of N5ý38ý E 624.26 feet; thence northwesterly along said center of road as it curves, having a chord of N4ý37ý10ý W 388.51 feet; thence N34ý14ý W along said center of road, 342.00 feet to southwest corner of 10 acre tract conveyed to Paul Smith, Jr., et ux, by deed recorded in Deed Book 135, page 365, Probate Records, Lawrence County, Alabama; thence continue N34ý14ý W along said center of road, 283 feet; thence northwesterly along said center of road as it curves to the right, an arc distance of 140.75 feet and having a chord of N24ý09ý10ý W 140.03 feet to the true point of beginning; thence northerly along said center of road as it curves to the right, an arc distance of 110.92 feet and having a chord of N6ý07ý42ý W 110.56 feet to the northwest corner of said 10 acre tract: thence N89ý39ý E along the north line of said 10 acre tract, 400.0 feet; thence S0ý21ý E 110.0 feet; thence S89ý39ý W 388.87 feet to the true point of beginning. Subject to the right of way for Flint Creek Road (County Road No. 81) along the westerly boundary thereof and subject to existing easements for public utilities.
More commonly known as: 3766 County Road 81, Danville, AL 35619
This Property will be sold on as ýas is, where isý basis, without warranty or recourse, expressed or implied as to title, use and/or enjoyment and will be sold subject to the right of redemption of all parties entitled thereto. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as part of the foreclosure process. This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expense of foreclosure. The successful bidder must tender certified funds by noon the next business day to Law Office of Halliday, Watkins & Mann, P.C. Certified funds must be in the form of a wire transfer, bank or credit unionýs cashierýs check, or bank official check payable to Halliday, Watkins & Mann, P.C. Halliday, Watkins & Mann, P.C. reserves the right to award the bid to the next highest bidder should the highest bidder fail to timely tender the total amount due. If sale is voided, Mortgagee/Transferee shall return the bid amount to the successful purchaser and the Mortgagee/Transferee shall not be liable to the purchase for any damages. If the sale is set aside for any reason, the purchaser at the sale shall be only entitled to a return of the deposit and bid amount, if paid. The Mortgagee/Transferee reserves the right to bid for and purchase the real estate and to credit its purchase price against the expenses of sale and indebtedness secured by the real estate. This sale is subject to postponement or cancellation.
United States of America, acting through the Rural Housing Service, United States Department of Agriculture (ýTransfereeý)
Halliday, Watkins & Mann, P.C.
244 Inverness Center Drive
Birmingham, AL 35242
Phone: (801) 355-2886
Publication dates: January 9, 16 & 23, 2025
2-3
ADID 629796